Ways to consolidate credit card debt include using balance transfers and contacting a credit union or bank for loans. Condense credit card debt, but read any disclosures regarding balance transfers, with advice from a certified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey

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Paul talks about his carpet cleaner, who surprised Paul by sharing his own cruizin2wealth experience. It turns out that this carpet cleaner not only owns a successful business but also several investment properties. Instead of going to a bank for financing, he uses his own fund to purchase equipment. When his wife became very ill, he was able to use his fund to support his family through this difficult time. Now that things are back to normal, his fund continues to grow using this banking strategy to build lasting wealth.

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Filing for bankruptcy involves choosing between a Chapter 7 or Chapter 13 bankruptcy and should be done with the aid of a lawyer. Consider credit counseling before filing for bankruptcy with tips from a certified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey

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www.myhalogroup.com Halo Group operates primarily in the consumer financial services industry including debt, mortgage, real estate, credit, loan modification, and insurance. Halo has been recognized by Inc. Magazine,Capital One Bank Celebration of Enterprise, and the SMU Cox School of Business Dallas 100. Halo is also a publically traded company and that means we are held to some higher standards then most companies. Here is Jimmy Mauldin Halo’s Chief Strategy Officer.

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